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Category Archives for Debt and Credit Repair

7 Credit Card Pitfalls College Students Should Avoid At All Cost

Credit card pitfalls are far too common. If you are a college student, protect your finances by taking the time to understand these common pitfalls and learning how to avoid them. Full Post Here

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Bankruptcy in Retirement – Bankruptcy As A Retiree

Contemplating bankruptcy in retirement can be a very difficult and emotional experience. Bankruptcy is becoming an increasingly common among retirees, but there are a few things you’ll want to know before deciding if bankruptcy is your best course of action. Full Post Here

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Living Debt Free – 7 Simple Steps to Financial Freedom

If you’re like most people, the idea of living debt free might feel like a pipe dream. I’ve experienced firsthand the toll it takes on you when you let yourself get overextended. It’s extremely stressful and it is astonishing how quickly your financial life can spiral out of control. Follow these 7 steps to begin living your life debt free and experience the tremendous improvement in the quality of your life. Full Post Here

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Back to Basics: How to Establish Good Credit

Learning how to establish good credit will benefit your financial life immeasurably. It’s smart to establish an excellent credit history before you need it. Take the time to follow these tips to establish good credit. Full Post Here

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Before You Cosign a Loan – 9 Things To Keep In Mind

If you’re the parent or close friend of a first-time borrower, you may find yourself in the position of being asked to cosign a loan. It’s natural to want to help people you care about and it’s a nice thing to do. If you’re thinking about becoming a cosigner, consider these 9 tips. Full Post Here

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Avoid Student Loan Debt – Top 10 Creative Tips

Learning how to avoid student loan debt is one of the most effective ways of getting yourself off to a good start in building the financial future you desire. Full Post Here

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Career Strategies to Get Your Student Loans Forgiven

If you are struggling with your student loans, you are not alone. It’s a daunting enough burden that it even discourages many students from continuing their studies. You might be surprised to learn that there are certain career strategies you can employ from the outset that may help to get your student loans forgiven. Full Post Here

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8 Key Differences Between Those With Debt and Those Without

There are two types of people in the world: those with consumer debt and those without. Understanding the key differences between those with debt and those without is tremendously instructive. The financial benefits of building good habits when it comes to debt avoidance will leave you miles ahead of where you’ll otherwise find yourself. Full Post Here

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Understanding Line of Credit Basics

In life, you will encounter many different situations in which you may want to borrow money. Depending on the circumstances, a line of credit may in fact be the most attractive. Here are some line of credit basics to help you decide if a line of credit is right for you. Full Post Here

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Personal Loans vs Lines of Credit – Which is Better?

Avoiding consumer debt is always a good idea, but sometimes your circumstances are such that personal borrowing is necessary … which raises a simple question when it comes to evaluating personal loans vs lines of credit: Which is better? Full Post Here

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Are Store Credit Cards Worth Having?

If you want to avoid accumulating too much debt, one of the most relevant questions to ask yourself is: Are store credit cards worth having? You probably already have a Visa or a Mastercard, but it seems as though almost every major retail chain is offering you its own store credit card with accompanying discounts or membership benefits. Full Post Here

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5 Common Causes of Excessive Debt and How to Avoid Them

Finding yourself overextended with excessive debt is one of the most significant financial risks you face today. Here are the 5 most common causes of excessive debt and how to avoid them. Full Post Here

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Dealing With Student Loans

Dealing with student loans can feel extremely hopeless and overwhelming. Here’s a simple 5 step process to help make dealing with student loans easier. Full Post Here

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Credit Card Company Tricks To Watch Out For

It should come as no surprise that you may be subject to credit card company tricks designed to maximize the amount of fees and interest you pay. After all, they are in business to make money. Beware of these sneaky credit card company tricks … Full Post Here

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How To Deal With Debt Collectors

If you feel as though you are drowning in debt and are feeling overwhelmed by your situation, here are some basic tips for how to deal with debt collectors, so that you can begin to get a handle on your debt and build towards a brighter financial future. Full Post Here

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5 Common House Foreclosure Scams

Homeowners understand the importance of protecting the sanctuary of thier home. However, financial challenges can put your home at risk and leave you subject to unscrupulous financial predators. If you are a homeowner facing financial challenges, beware of these 5 common house foreclosure scams. Full Post Here

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What Are The Advantages And Disadvantages Of Debt Consolidation Loans?

What are the advantages and disadvantages of debt consolidation loans? If someone were to ask you that question, how would you answer? Here is a basic overview. Full Post Here

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What Is Peer to Peer Lending?

Have you heard of peer to peer lending before and if so how well do you understand it? Let’s put your understanding to the test by covering the basics of what is peer to peer lending. Full Post Here

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3 Tips For How To Choose A Credit Counselor

Let’s face it … sometimes even despite your best intentions, your finances can get away from you. It happens more often than you may think. Should the need arise, here are some key tips to keep in mind for how to choose a credit counselor. Full Post Here

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