Re-evaluating your financial priorities and resetting your financial goals to focus on things that matter most to you is vital to your financial success. This article does a great job explaining why.
Credit card pitfalls are far too common. If you are a college student, protect your finances by taking the time to understand these common pitfalls and learning how to avoid them.
Contemplating bankruptcy in retirement can be a very difficult and emotional experience. Bankruptcy is becoming an increasingly common among retirees, but there are a few things you'll want to know before deciding if bankruptcy is your best course of action.
If you're like most people, the idea of living debt free might feel like a pipe dream. I've experienced firsthand the toll it takes on you when you let yourself get overextended. It's extremely stressful and it is astonishing how quickly your financial life can spiral out of control. Follow these 7 steps to begin living your life debt free and experience the tremendous improvement in the quality of your life.
If you're like most people, you make a habit of searching for techniques that will make you rich. In reality though, most of the time people want a way to get rich quick, which of course is rarely if ever possible (short of winning the lottery). While they may not be sexy, here are the top 10 techniques that will make you rich.
Learning how to establish good credit will benefit your financial life immeasurably. It's smart to establish an excellent credit history before you need it. Take the time to follow these tips to establish good credit.
If you're the parent or close friend of a first-time borrower, you may find yourself in the position of being asked to cosign a loan. It's natural to want to help people you care about and it's a nice thing to do. If you're thinking about becoming a cosigner, consider these 9 tips.
Learning how to avoid student loan debt is one of the most effective ways of getting yourself off to a good start in building the financial future you desire.
If you are struggling with your student loans, you are not alone. It's a daunting enough burden that it even discourages many students from continuing their studies. You might be surprised to learn that there are certain career strategies you can employ from the outset that may help to get your student loans forgiven.
There are two types of people in the world: those with consumer debt and those without. Understanding the key differences between those with debt and those without is tremendously instructive. The financial benefits of building good habits when it comes to debt avoidance will leave you miles ahead of where you'll otherwise find yourself.
In life, you will encounter many different situations in which you may want to borrow money. Depending on the circumstances, a line of credit may in fact be the most attractive. Here are some line of credit basics to help you decide if a line of credit is right for you.
Avoiding consumer debt is always a good idea, but sometimes your circumstances are such that personal borrowing is necessary ... which raises a simple question when it comes to evaluating personal loans vs lines of credit: Which is better?
If you want to avoid accumulating too much debt, one of the most relevant questions to ask yourself is: Are store credit cards worth having? You probably already have a Visa or a Mastercard, but it seems as though almost every major retail chain is offering you its own store credit card with accompanying discounts or membership benefits.
Finding yourself overextended with excessive debt is one of the most significant financial risks you face today. Here are the 5 most common causes of excessive debt and how to avoid them.
Dealing with student loans can feel extremely hopeless and overwhelming. Here's a simple 5 step process to help make dealing with student loans easier.
It should come as no surprise that you may be subject to credit card company tricks designed to maximize the amount of fees and interest you pay. After all, they are in business to make money. Beware of these sneaky credit card company tricks ...
If you feel as though you are drowning in debt and are feeling overwhelmed by your situation, here are some basic tips for how to deal with debt collectors, so that you can begin to get a handle on your debt and build towards a brighter financial future.
When it comes to wealth building, many people tend to believe that the only way to become wealthy is to be born into it. Yet in reality this notion is far from the truth. Here are 3 common sense wealth building tips that really work and can make a significant difference to your ability to build real wealth.
Homeowners understand the importance of protecting the sanctuary of thier home. However, financial challenges can put your home at risk and leave you subject to unscrupulous financial predators. If you are a homeowner facing financial challenges, beware of these 5 common house foreclosure scams.
What are the advantages and disadvantages of debt consolidation loans? If someone were to ask you that question, how would you answer? Here is a basic overview.
Have you heard of peer to peer lending before and if so how well do you understand it? Let's put your understanding to the test by covering the basics of what is peer to peer lending.